When it comes to investing, one of the most common questions we hear is:
“How much should I put into this fund?”

It’s a valid question, especially with something as innovative and balanced as the Sundaram Multi-Factor Fund.

But here’s the truth:
There’s no one-size-fits-all number.
The right amount depends on you—your financial situation, goals, and preferences.

Let’s explore the key factors that can help you decide how much to invest.

 1. Your Financial Goals

Start by asking:

• Are you investing for long-term wealth creation?
  
• Are you saving for a child’s education, a home, or retirement?
  
• Do you want consistent performance with relatively lower volatility?
  

The Sundaram Multi-Factor Fund, by design, suits long-term goals due to its factor-driven strategy and diversified portfolio. The amount you invest should reflect the importance and scale of the goal you’re working toward.

 2. Investment Horizon

This fund is ideal for investors who plan to stay invested for the long term—think 5 years or more. The power of the multi-factor approach unfolds over time, as it captures different market cycles.

If you’re in it for the short term, this may not be the best fit. But if you’re looking for stability and consistent performance across cycles, this fund can be a core part of your portfolio.

3. Your Risk Appetite

While the Sundaram Multi-Factor Fund smooths volatility by combining multiple investing styles, it’s still an equity-oriented fund—and all equities come with some degree of risk.

• If you’re a moderate to aggressive investor, this could be a solid long-term holding.
  
• If you’re risk-averse, you might start small or balance this with debt funds.
  

The amount you invest should align with how comfortable you are with short-term market fluctuations, even if the long-term prospects are strong.

4. Your Overall Portfolio Mix

Before deciding on how much to invest in this fund, look at your current portfolio.
Are you already exposed heavily to mid-cap, sectoral, or high-risk funds? This fund might help you balance your risk with a factor-based approach.
On the other hand, if your portfolio lacks equity exposure, this could be a strategic way to enter equities with a more balanced method.

 5. Your Cash Flows and SIP Potential

The good news? You don’t need a huge lump sum to get started.
With SIPs starting at just ₹100/month, you can ease into investing and increase over time as your income grows or confidence builds.

 Let It Be Personal, Not Generic

Investing isn’t about following trends—it’s about aligning your investments with your life.

The Sundaram Multi-Factor Fund offers a structured, diversified approach but how much you should invest depends entirely on you.

Need help figuring it out?

At Pragati Funds, we don’t just recommend funds we help you understand why and how much based on your goals.

📞 Get in touch with us today:
+91 97254 10042

Let’s find your ideal investment strategy together.