A healthy mutual fund portfolio is like a balanced diet. It has the right mix of ingredients to keep you financially fit over the long term. But how do you know if your portfolio is in good shape?
Signs to Look For
Diversification – Your investments are spread across asset classes like equity, debt, and hybrid funds. This reduces overall risk.
Alignment with Goals – Each fund has a purpose, whether short-term or long-term. You know why you own each one.
Regular Monitoring – A healthy portfolio isn’t left unattended. It’s reviewed periodically to ensure it’s on track.
Comfortable Risk Level – You don’t feel anxious every time the market moves. Your funds match your tolerance.
Performance Against Benchmarks – Instead of chasing the highest returns, your funds consistently perform well compared to standard benchmarks.
Common Mistakes
Sometimes, investors over-diversify, holding too many funds without a clear reason. Or they ignore underperforming funds for years. Both can harm portfolio health.
How Pragati Funds Helps
Pragati Funds gives you access to a wide range of funds and makes it simpler to build a portfolio that reflects your goals and preferences. We ensure you stay informed so you can maintain a portfolio that grows steadily.
A healthy mutual fund portfolio is balanced, goal-driven, and reviewed regularly.
